ZeptoMail (by Zoho) is a powerful transactional email service designed for high-volume, application-sent emails. For Mail AI users, it offers a robust and scalable way to send AI-drafted replies from your custom domain email address — like [email protected] or [email protected].
Unlike traditional email providers, ZeptoMail uses a pay-as-you-go credit system, making it cost-effective for businesses that send a high volume of replies. Setup involves verifying your domain once, and then you're ready to send thousands of emails reliably.
ZeptoMail SMTP Settings at a Glance
| Setting | Value |
|---|---|
| SMTP Host | smtp.zeptomail.com Copy |
| Port | 587 |
| Encryption | STARTTLS |
| Username | The unique Email Address generated for your Mail Agent (e.g., [email protected]) |
| Password | The unique Password (Token) generated for your Mail Agent |
| FROM Email | Any email address from your verified domain (e.g., [email protected]) |
1. Your Username is the special email address generated by ZeptoMail for your Mail Agent — it is not your Zoho login email or your FROM email.
2. Your Password is the unique token generated for that Mail Agent. You must verify your domain with SPF and DKIM records; otherwise, your emails may be rejected.
Step-by-Step Setup
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1Create a ZeptoMail account
Go to zeptomail.com and sign up for a free trial or choose a paid plan. ZeptoMail is a transactional email service by Zoho, designed specifically for application-sent emails like business replies.
Open ZeptoMail Dashboard → -
2Add and verify your sending domain
In your ZeptoMail dashboard, go to Settings → Domains. Click "Add Domain", enter your domain (e.g., yourbusiness.com), and follow the instructions to add the provided DNS records (SPF, DKIM, and possibly MX records) to your domain's DNS settings. This proves you own the domain and improves email deliverability.
Open ZeptoMail Dashboard → -
3Create a Mail Agent (Transactional)
Go to Mail Agents → Create Mail Agent. Choose "Transactional" as the type. Select your verified domain and enter a name like "Mail AI Replies". This Mail Agent will provide you with the SMTP credentials.
Open ZeptoMail Dashboard → -
4Generate SMTP credentials for your Mail Agent
After creating the Mail Agent, click on it to view its details. Go to the "SMTP" tab and click "Generate SMTP Token". Copy the generated Email Address and Password (Token). These are your unique SMTP credentials for this Mail Agent.
Open ZeptoMail Dashboard → -
5Open Reply SMTP Setting in Mail AI
In your Mail AI dashboard, go to Linked Email Accounts. Find the email address you want to configure and click "+ Reply SMTP Setting".
Open Mail AI Dashboard → -
6Select ZeptoMail and enter credentials
Choose ZeptoMail from the provider list. Enter the **Email Address** generated in Step 4 as the **Username**. Paste the **Password (Token)** from Step 4 into the password field. Enter your FROM email address (must be from your verified domain) and your name or business name. SMTP host and port are pre-filled automatically.
Open Mail AI Dashboard → -
7Save and verify the connection
Click Save SMTP. Mail AI tests the connection instantly. A green "Custom SMTP ✓" badge appears on your linked email card when successful. Your AI replies will now be delivered via ZeptoMail's high-performance infrastructure.
Open Mail AI Dashboard →
Troubleshooting Common ZeptoMail SMTP Errors
"Domain not verified" or "Sender address not allowed"
This is the most common ZeptoMail error. It means your FROM email address (e.g., [email protected]) is from a domain that hasn't been verified in ZeptoMail. Go to ZeptoMail → Settings → Domains, add your domain, and add the provided DNS records (SPF and DKIM). This can take 10-30 minutes to propagate after you save the records in your DNS.
"Authentication failed" or "Username/Password incorrect"
Double-check that you are using the exact Email Address and Password (Token) generated for your Mail Agent in the SMTP tab. Do not use your Zoho account login credentials. If you've lost your token, go to your Mail Agent in ZeptoMail, go to the SMTP tab, and generate a new token.
SMTP connection fails / "Connection timed out"
Ensure you are using the correct host (smtp.zeptomail.com) and port (587) with STARTTLS. ZeptoMail does not use port 465. Also, check that your hosting provider or local network allows outbound connections on port 587.
My email credits are not being used / emails are not sending
Check your ZeptoMail dashboard for any alerts. You may have run out of credits. New accounts often start with a trial balance. You can purchase additional credit packs in the ZeptoMail billing section.
ZeptoMail vs Brevo — Which One for Mail AI?
| Feature | 🟠 ZeptoMail | 💚 Brevo |
|---|---|---|
| Custom domain email (e.g., [email protected]) | ✅ Yes (with domain verification) | ✅ Yes (with sender verification) |
| Pricing Model | Pay-as-you-go credits (never expire) | Free plan (300/day) or monthly subscription |
| Best for... | High volume, scale, and pay-as-you-go flexibility | Low-to-medium volume, simple free plan |
| Setup complexity | Requires adding DNS records (SPF, DKIM) | Simple email/sender verification |
| Domain reputation control | ✅ Full (SPF/DKIM on your domain) | ✅ Yes |
Rule of thumb: use 💚 Brevo if you want the simplest free setup. Use 🟠 ZeptoMail if you are sending a high volume of replies (hundreds per day), prefer a pay-as-you-go model, or are already familiar with Zoho's ecosystem.
ZeptoMail Sending Limits & Pricing Summary
- Free trial: New accounts usually start with a trial credit (e.g., 1000 emails) to test the service.
- Credit packs: You purchase credits in packs (e.g., 10,000 emails for a flat fee). Credits never expire, so you only pay for what you use.
- No daily limits: Unlike Brevo's free plan (300/day), ZeptoMail has no daily cap — you can send as many replies as you have credits for.
- For most businesses using Mail AI, a one-time credit purchase can last for months, making it very cost-effective.
Ready to Send?
With ZeptoMail SMTP connected, your Mail AI workflow is ready for scale: customer emails arrive, the AI summarises and drafts a reply, and when you click Send it leaves from your own business email address — professionally branded, fully threaded, and delivered with enterprise-grade reliability.
Go to your Mail AI dashboard →